
How often do people get hurt riding horses is such an interesting question. There is so much fear and anxiety around getting hurt riding horses, but I wonder, if the hours spent worrying are more than the hours spent actually recovering from an injury. I am just going to go with my experience and share with you.
My first pony, an unbroke 2-year-old Shetland pony stallion, that we gelded, and I trained to trail ride, when I was 5, I fell off once. I had probably an hour a day with him, for a year and a half, so let's go conservative and say 300 hours. The one time I fell off, he had just had his feet trimmed and he jumped over me to keep from stepping on me and clipped the back of my head. It was 5 stitches and no recovery time. So let's say 5 hours of injury recovery.
My second pony, also a 2-year-old unbroke, but this time, POA filly. When I was about 9, I actually had to stop counting because I had been bucked off over 480 times. Having her for 3 years, and hundreds of hours of riding, and 480 times hitting the dirt, I had no injuries, just depressed from not being able to stay on her. We even had a mountain lion attack us once and we both made it home without her bucking me off! No injuries.
I think my next 6 or 7 horses, from when I was 10 until I was 24 or 25, I didn't have any falls or accidents. I competed in hunters, equitation, worked on a ranch riding their horses, trail riding, etc. and would have added up to 1000's of hours of riding. I then had a fall in a jumper class, no injuries, got back on and competed in the next class. I had a few more falls here and there but no injuries. Then, I had my major accident which I talk about in my book. That one still didn't have any injuries other than bruising, to my physical body but it was the start of the emotional battle.
So here are my thoughts. The more time spent in the saddle, the less chance of getting injured. You get more in tune with your horse, with you, and with your reactions. So, if getting back into riding, start out slow, and build on the riding. Accidents do happen. So prepare your body the best that you can. I take care of my health. My skin was getting thin, I fixed it. My body was getting stiff and sore, I fixed it. I was gaining a little weight, I fixed it. I have a passion to ride. I want to ride. I love to ride. The thousands of hours of joy are worth the chance of getting hurt, but I also do everything in my power to eliminate the risks.
If you are intersted in hearing more about how I have improved my health, here is a link to the amazing coaching program and support group that I am part of. Would love to have you join us! Get Healthy Now!

That quickness of breath, the sweaty palms, the tension rising in the body happens to me when I think about my accident. The interesting thing is watching my horses and realizing that they also feel the memories of accidents. I can see their neck arch, their breathing increases, maybe even to the point of snorting, and their whole-body fills with tension.
I am so good at working with my horses, to help them overcome their memories of accidents. But I wasn't as good at doing the same thing for me and I really started to look at the differences. With my horses, I would teach them to relax. I have a few favorite tools that I use to get them "up" and then I show them how to relax. I have to change their memory of what happened by showing them a different way to be, showing them, they are in control of their emotion.
Wow, showing them control. That is also the key for us, or at least it was for me. I looked back at the accident, and I dissected it. What led up to it? How did it happen? Were there signs I could have seen before it happened? Even if I didn't know the answers, I could put the things in place to at least going forward, control the pre-accident situation.
It was so powerful to put the pieces into place to know that I had prepared myself to prevent future accidents. Can they still happen, yes, but that feeling of control helped in the recovery from the accident mentally. It built my confidence and courage and allowed me to continue enjoying riding. I really thought about a car accident I had; did it stop me from driving? Why let the horse accident stop me from riding?
The pieces I put in place are my pre-ride checklists. One for the rider, is my mind right. And one for the horse, are they ready to be ridden. I feel like a pilot checking out an airplane before a flight. It is methodical. It is predefined. They follow it exactly, every time they fly. It prevents accidents to the best of the ability. We can do the same for riding our horses and bring a piece of mind, even after an accident.
If you enjoyed this, you might enjoy my free guide: 3 Ways to Stop Panic

This applies to so many things in life! What if I lose my job, my money, my health, etc.? There are so many things in life that can pull us into the "What if" bucket. Horses and people that have had an accident with a horse, seem to send the what if imagination into overdrive. How do we turn that around?
Here are my thoughts.
1. It takes observation! When we notice we have a negative what if thought, about anything, switch it to something positive. Example: What if I fall off my horse? STOP! Change it to What if I have an amazing, relaxing ride! What if's haven't happened yet, so why not pick things that make us feel good instead of picking stuff that makes us feel bad?
2. We can practice. Sit on your couch, or better yet, lay down in the yard watching the clouds go by, doesn't matter but get comfortable. Bring up your BIG what if. Think about it. Notice how you emotionally feel. Notice how you physically feel. Then create an amazing what if. Put a lot of detail into it. Put all your senses into it. Example: What if we have a lovely ride. We are in sync, and I can feel the rhythm of my horse's feet. We feel like we are dancing together, as one. We soak up the sunshine and can feel the light breeze on our cheeks. After you do this, really feel the difference. Physically and emotionally.
3. Look at the root of your what if's. Was it a memory, is it imagination? What is the base to your what if. Once you have that, make a choice to change it. For me, my root was an accident. I focused on changing the memory of my accident, into a vivid cartoon. Now, when I think what if my horse flips, I laugh. I see Wile-E-Coyote and the Road Runner.
Most importantly, live your life with joy. If you enjoy riding, or used to, find a way to get back into the saddle and enjoy!
If you would like to see the process I went through, here is a link to my book about my journey back to courage and getting over my "What if's"! Get the book now!

It was a warm day, riding along, enjoying our horses, when all of a sudden, a hot air balloon comes up over the horizon. It is about 50 feet from us and is loud. I had no idea how loud a balloon can be when they are heating the air. I jumped at the sight of the balloon! My horse and I panicked and ran the other direction. This was a case where my fear definitely contributed to the horse's fear! It took both of us a while to calm our heart rate and for me to stop shaking.
Let's look at this from hindsight and what I know now.
After attending a police clinic training, I don't think I would have panicked. My horse still might have, but I don't think I would have. The first thing they talked about, was focusing on where you are going, about a hundred feet ahead of you and ride to that spot. At about the 50 foot mark, adjust your focus out to 100 feet again and repeat. I think by focusing on where you are heading, your horse has confidence in you as a leader that you know where you are going. I have started playing "I spy" with my horses and it is really fun and helps me focus.
I believe that if I had been focusing that day, and not just dilly dallying around, we would not have spooked. So, if my fear contributes to a horses fear, I am going to also say, that my confidence builds confidence in the horse and the horse's confidence in me as leader. For horses, the leader is who keeps them from dying, keeps them safe. It is that way for us too, but we may not recognize it.
Does Rider Confidence help Horse Confidence? I would say yes, it really does help.
If you have enjoyed this and would like a few tips on how I built my confidence, check out my 3 Ways to Build Courage with Your Horse!

That feeling of just keeping our head above water, like we are going to sink at any moment, can be worse for those of us with horses. They are an expensive passion. The fear of vet bills to care for our furry friends. The anxiety of maybe having our job go away. All of this stress and anxiety can affect our horses.
We may not realize it, but when we go see our horses, if we take that financial anxiety with us, they can feel it. They don't understand it. They understand that it is anxiety and we are stressed and their life depends on recognizing stress. I think anxiety could be one of the reasons horses shut down, to protect themselves from all the anxiety that is overwhelming to them. The opposite ones are the ones that get really spooky, looking for what the heck we are afraid of. Where is it? They don't see it.
So, how do I deal with anxiety over finances?
First and foremost, I know in my heart that God will provide. I have always believed this. It is how I got my first pony when I was five, that my family didn't have the money for. I believed God would provide a pony and I had a pony. During times of trouble, where I didn't have the money to make it to the end of the month, I trusted. A random check would show up in the mail that perfectly covered the rest of the months bills, or I would get a job offer that was just perfect.
The second thing was implementing a system for my finances. I tried a bunch of programs but the one that worked for me was T. Harv Eker. His system worked amazing, and I was able to build a cushion and pay off all my bad debt. Yes, there is good debt. It is debt that earns you money.
The third thing was talking to others, especially horse people that were making it happen and had the life I wanted. How did they do it? Having honest conversations with others that were where I wanted to be really helped.
When I go see my horses, I leave the anxieties I have behind. I don't carry them with me to the horses. It isn't fair to them.
My free guide, The Ghosts of Anxiety - Past, Present, and Future, might help a little more if this resonated with you.